Personal Umbrella Insurance
Personal Umbrella Insurance provides additional coverage beyond the liability limits of the underlying policy for covered losses.
What is Personal Umbrella Insurance?
A Personal Umbrella Policy is extra liability insurance coverage beyond the limits of homeowners and auto insurance. It provides an added layer of protection to those who are at risk of being sued for damages to other people's property or injuries caused to others in an accident.
How much does a Personal Umbrella Insurance Policy cost?
The cost of coverage varies by state, the provider, and other factors. Cost of a Personal Umbrella Insurance Policy can be tailored to meet your personal needs.
Do I need Personal Umbrella Insurance?
Protecting you, your family and assets are always a priority. A Personal Umbrella Insurance Policy provides peace of mind knowing your assets are protected from large liability claims, including legal defense costs.
Personal Umbrella Insurance protects you and your family in the following ways:
Costs and Damages
Umbrella liability coverage protects against the potential financial fallout of certain types of unforeseen events that lead to property damage or injury, for which you are held legally responsible.
Accidents
A Personal Umbrella Insurance Policy is intended to cover any resulting liability that exceeds the amount covered by your standard homeowners and auto insurance policies.
Additional Coverages
In addition to providing excess third-party liability coverage, an umbrella policy may also provide additional coverages that aren’t already included in your homeowners or auto insurance policies such as protection in the event of false arrest, slander, or an invasion of your right to privacy.
RaisinBread helps provide you with coverage that can protect you.
