Renters Insurance
Renters insurance is a policy for people who don't own their own home.
It provides coverage for your belongings, liabilities, and possibly living expenses in case of a loss event.
What is Renters Insurance?
Renter’s insurance provides coverage for your belongings, liabilities, and possibly living expenses in case of a loss event.
How much does Renters Insurance cost?
The cost of coverage varies by state, the provider, and other factors. The cost of a Renters Insurance Policy can be tailored to meet your personal needs.
Do I Need Renters Insurance?
Most landlords and apartment complexes only have insurance that covers the damage to the actual dwelling or building, leaving your personal property uninsured. In case of fire, theft, or damage, you need your own Renters Insurance Policy. You also need liability coverage for damages caused by your negligence to other people.
Renters Insurance helps you in the following ways:
Covers Personal Property
If your personal property such as furniture, clothing, electronics and more get damaged by a covered event or stolen, their value can be covered by Renters Insurance.
Protect Yourself Against the Unexpected
Renters Liability Insurance covers you if you cause harm to others through an accident or negligence. Personal Liability Renters Insurance may pay for legal costs if you’re sued for situations such as accidents within your apartment or dwelling.
Additional Living Expense
Also called “loss of use” covers extra expenses like restaurant meals or hotel costs if cannot live at your dwelling or apartment complex because of a covered loss, like a fire.
RaisinBread helps provide you with coverage that can protect you.
